Please be sure to read the latest “Product Guide” as part of your research. The “Product Guide” is available at this Bank branch and elsewhere.
Foreign currency deposits carry a risk of foreign exchange fluctuations. Depending on foreign exchange market trends, the yen-denominated amount at the time of repayment could be less than the yen-denominated amount when the deposit was made (“loss of capital”).
There will be a difference between the TTS rate (exchange rate from yen to foreign currency) and TTB rate (exchange rate from foreign currency to yen) (¥2.00 per U.S. dollar for U.S. currency transactions); accordingly, even in the absence of foreign exchange market fluctuations, there is a risk that the yen-denominated amount at the time of repayment may be less than the yen-denominated amount when the deposit was made (“loss of capital”).
The difference between the TTS rate and the TTB rate is equivalent to the exchange fee of the two–way transaction; the difference for the market rate reporting currency is a maximum ¥16 per 1 unit of base currency.
As a rule, fees will be charged for foreign–denominated cash or other foreign
currency deposits or withdrawals (e.g. U.S. dollar-denominated cash;
¥2.00 per dollar). Fees for market rate reporting currency is a maximum
¥15 per 1 unit of base currency (minimum of ¥3,500 in other fees besides
foreign-denominated cash transaction fee). Please inquire at appropriate
information desk for more details.
Foreign currency deposits are not covered by deposit insurance. Please inquire at the appropriate information desk regarding deposit insurance.
Customers must be 20 years of age or older to conduct foreign currency deposit transactions via Internet banking, mobile banking or telephone banking.