Business Profile

Sumitomo Mitsui Banking Corporation (SMBC) and its group companies offer a broad range of financial services centered on banking. They are also engaged in the leasing, securities, credit card, investment, mortgage securitization, venture capital and other credit related businesses. The following lists the activities of SMBC, its subsidiaries and affiliates in the various business segments.



The headquarters and branches, including overseas branches, of SMBC engage in deposit taking, lending, securities brokering and trading, securities investment, money transfer, foreign currency exchange, corporate bond trustee services and custody services, financial futures underwriting, investment trust sales and other commercial banking activities.

Subsidiaries and Affiliates


PayPay Bank Corporation engage in deposit taking, lending and other commercial banking services in Japan. PayPay Bank operates exclusively as an Internet bank. SMBC Guarantee Co., Ltd., handles credit guarantees for housing loans in Japan extended by SMBC.


SMBC Bank International plc, Sumitomo Mitsui Banking Corporation (China) Limited, Banco Sumitomo Mitsui Brasileiro S.A., SMBC MANUBANK, JSC Sumitomo Mitsui Rus Bank, and PT Bank BTPN Tbk are engaged in deposit taking, lending and other commercial banking services in their respective regions.


SMBC Leasing and Finance, Inc., engages in the leasing business.

Other Businesses


Credit Related Business

Sumitomo Mitsui Card Company, Ltd., and Cedyna Financial Corporation engages in the credit card business and SMBC Finance Service Co., Ltd., engages in loan, factoring and collecting. QUOQ Inc., is a monetary assets purchaser. SMBC Capital Co., Ltd. is in the venture capital business while At-loan Co, Ltd. extends personal loans.

Securities Business

SMBC Nikko Securities Inc., engage in the securities business.

Investment Advisory Services

Sumitomo Mitsui DS Asset Management Company, Ltd., engages in the investment advisory and investment trust management businesses. Japan Pension Navigator Co., Ltd., is an operator and administrator for defined contribution pension plan.

Data Processing and Information Service

Sakura K.C.S. Corporation and Sakura Information System Co., Ltd., engage in computations and data processing. SMBC Consulting Co., Ltd., provides information services.


In overseas, SMBC Capital Markets, Inc. engages in the fields of investment and derivatives. Sumitomo Mitsui Finance Australia operates in the fields of investment.