Group Companies

Sumitomo Mitsui Banking Corporation

Principal Domestic Subsidiaries
SMBC Trust Bank Ltd. Banking, Trust Banking
SMBC Guarantee Co., Ltd. Credit guarantee
NCore Co., Ltd. Data Processing and management consulting
SMBC VALUE CREATION CO., LTD. Data processing service and e-trading consulting
SMBC GMO PAYMENT, Inc. Settlement agent
SMBC Venture Capital Co., Ltd. Venture capital
SMBC Consulting Co., Ltd. Management consulting and seminar organizer
Japan Pension Navigator Co., Ltd. Defined contribution plan administrator
SMBC Loan Business Planning Co.,Ltd. Management support services
SMBC Servicer Co., Ltd. Servicer
SMBC Electronic Monetary Claims Recording Co.,Ltd. Electronic monetary claims recording
SMBC Staff Service Co., Ltd. Fee-based headhunting services and contracting of human resources-related procedures
SMBC Learning Support Co.,Ltd. Seminar organizer
SMBC PERSONNEL SUPPORT CO.,LTD. Banking clerical work
SMBC OPERATION SERVICE CO., LTD. Banking clerical work
SMBC Green Service Co.,Ltd. Banking clerical work
SMBC Real Estate Appraisal Service Co., Ltd. Collateral real estate survey and appraisal
Principal Overseas Subsidiaries
SMBC Bank International plc Commercial banking
Sumitomo Mitsui Banking Corporation (China) Limited Commercial banking
PT Bank BTPN Tbk Commercial banking
SMBC Americas Holdings, Inc. Management of the US BHC and US BHC subsidiaries
Manufacturers Bank Commercial banking
Banco Sumitomo Mitsui Brasileiro S.A. Commercial banking
JSC Sumitomo Mitsui Rus Bank Commercial banking
SMBC Bank EU AG Commercial banking
Sumitomo Mitsui Banking Corporation Malaysia Berhad Commercial banking
SMBC Leasing and Finance, Inc. Leasing
SMBC Rail Services LLC Leasing
SMBC Nikko Securities America,Inc. Securities, investments
SMBC Nikko Capital Markets Limited Derivatives and investments, securities services
SMBC Capital Markets, Inc. Derivatives and investments
SMBC Cayman LC Limited Credit guarantee, bond investment
SMBC MVI SPC Loans, buying/ selling of monetary claims
SMBC DIP Limited Loans,buying/selling of monetary claims
SFVI Limited Investments
SMBC, S.A.P.I. DE C.V., SOFOM, E.N.R. Money lending business, services related to leasing and used lease properties
SMBC International Finance N.V. Finance
SMBC Preferred Capital GBP 2 Limited Finance
SMBC Preferred Capital JPY 2 Limited Finance
Sumitomo Mitsui Finance Dublin Limited Finance
Sakura Finance Asia Limited Investments
SMBC Capital Partners LLC Holding and trading securities
SMBC Derivative Products Limited Derivatives and investments
SMBC Advisory Services Saudi Arabia LLC Consulting
Principal Affiliates
The Japan Net Bank, Limited. Commercial banking via internet
PT Oto Multiartha Automotive financing
PT Summit Oto Finance Motorcycle financing
Vietnam Export Import Commercial Joint Stock Bank Commercial banking
ACLEDA Bank Plc. Commercial banking
The Bank of East Asia, Limited Commercial banking
SMBC Aviation Capital Leasing
POCKET CARD CO., LTD. Credit card services
Sakura Information Systems Co., Ltd. System engineering and data processing
Sakura K.C.S. Corporation System engineering and data processing
brees corporation Information processing services
China Post & Capital Fund Management Co., Ltd. Investment management
Daiwa Securities SMBC Principal Investments Co.,Ltd. Investments, fund management
MSD Investment, Ltd. Investments
Spring Infrastructure Capital Co., Ltd. Investments
Alternative Investment Capital Limited Specialized in private equity fund investment asset management service, investment asset management service, investment advisory service

Profiles of Major Group Companies

SMBC Trust Bank Ltd.

(Link to SMBC Trust Bank Ltd. Website.)

SMBC Trust Bank was founded in February 1986 as Chemical Trust Bank (and then operated as Societe Generale Private Banking Japan Ltd.). As well as our corporate trust operations, we have worked to develop personalized retail banking and asset management operations that utilize trust systems and functions. SMBC Trust Bank became part of the Sumitomo Mitsui Financial Group in October 2013. We are now making a fresh start following the integration of the retail banking operations of Citibank Japan Ltd. under the new PRESTIA brand in November 2015.

SMBC Trust Bank service will be offered to a customer by combining our high-level expertise and experience in trust services, built up through our track record in this area, with the extensive information capabilities and solid organizational skills of the Sumitomo Mitsui Financial Group.

Head offices: Nishi-Shimbashi Square 19F, Nishi-Shimbashi 1-3-1, Minato-ku, Tokyo 105-0003

The Japan Net Bank, Ltd.

(Link to The Japan Net Bank, Ltd. Website.)

The Japan Net Bank was launched as the nation's first Internet-specialized bank on October 12, 2000. It provides the ultimate convenience of 24/7 service, as well as advantageous interest rates and fees. Having set its sights on becoming the Internet users' main bank, The Japan Net Bank, along with Sumitomo Mitsui Banking Corporation and other stakeholders, is striving to be the model for 21st century banking, providing high convenience made possible by the Internet and the IT revolution.

Head Office: 6th Floor, Shinjuku-Mitsui Building, 1-1, Nishi-Shinjuku 2-chome, Shinjuku-ku, Tokyo
Tel: 03-3344-5210
Customer Center: (Toll Free in Japan: 0120-369-074)

SMBC Loan Servicer Co., Ltd.

SMBC Loan Servicer began operation in October 1999 as a comprehensive servicer for consumer unit of SMBC group. We are primarily focusing on collecting non-performing loans originated by members of the SMBC group and made to individual borrowers. We acquired servicer rating from Standard & Poor's in April 2001 and are expanding our client base to include financial institutions outside the group.

Head Office: 16-9, Tsukiji 3-chome, Chuo-ku, Tokyo
Tel: 03-3546-310

SMBC Consulting Co., Ltd.

(Link to SMBC Consulting Co., Ltd. Website.)

SMBC Consulting provides high quality, useful information and service on business management through their various businesses.

<Major businesses of SMBC Consulting>
SMBC Management Club: We deliver selected business information to our clients through monthly letter, facsimile, website, e-mail, etc.
Management consulting: Our members are advised on various problems by lawyers, licensed tax accountants and CPAs, in addition to our staffs.
Seminars: In Tokyo and Osaka, we hold practical seminars on business management and development of human resources over 500 times each year.
Educational business: We help companies develop their human resources through assistance in planning and providing lecturers on in-house training programs.
In addition to the above, we hold various events such as SEC (The Second generation Executive Club), SMBC Management Seminar, SMBC Top Seminar, and SMBC breakfast meeting (Kansai area only).

Head Office: 3-4, Yaesu 1-chome, Chuo-ku, Tokyo
Tel: 03-5255-5551
Osaka office: Honmachi Koa Building, 6 Honmachi 3-chome, Chuo-ku, Osaka
Tel: 06-6251-2681

NCore Co., Ltd.

(Link to NCore Co., Ltd. Website.)

Responding to the expansion of B2B/B2C e-commerce and the on-going shift from real business to e-business, NCore was established in May 2002 as a strategic subsidiary that will offer one-stop comprehensive financial services for the SMBC group. NCore will coordinate the optimal financial services to the various financial needs of corporate customers, such as outsourcing of settlement processing and fund administration.

Head Office: 7th Floor, KDX Jimbocho Building, 14-1, Kanda-Jimbocho 1-chome, Chiyoda-ku, Tokyo
Tel: 03-5217-7020

SMBC Business Servicing Co., Ltd.

SMBC Business Servicing was established in March 1999 to conduct servicing operations under Japan's Law Concerning Special Measures for Servicing Business (Servicer Law). We acquired rating from Standard & Poor's in October 2000 and are expanding our servicing business to include assets from financial institutions outside the SMBC group, as well as problem assets of SMBC group itself.

Head Office: Tsukiji Muromachi Building, 16-9, Tsukiji 3-chome, Chuo-ku, Tokyo
Tel: 03-3544-6004

Sakura Information Systems Co., Ltd.

(Link to Sakura Information Systems Co., Ltd. Website.)

Using the technical expertise and development capabilities gained in providing support for banking systems, Sakura Information Systems can assist you in building and operating open network systems as a network-oriented business solution provider.

Head Office: Sakura Meguro Building, 1-4, Kami-Osaki 4-chome, Shinagawa-ku, Tokyo
Tel: 03-5434-8511

Sakura K.C.S. Corporation (Listed on the Second Section of the Tokyo Stock Exchange)

(Link to Sakura K.C.S. Corporation Website.)

Sakura K.C.S. has developed as a comprehensive information systems provider in a full spectrum of fields of finance, the public sector and industry, mainly offering systems integration and sales, and outsourcing services. Amid the rapid advancement and integration of IT and telecommunications, customer needs and expectations continue to grow and diversify. We offer IT consulting, network solutions, security solutions and other high value-added services that keep our customers abreast of the times.

Japan Pension Navigator Co., Ltd.

(Link to Japan Pension Navigator Co., Ltd. Website.)

Japan Pension Navigator, a joint venture of SMBC with five other financial institutions of Mitsui Group and Sumitomo Group, provides services related to defined contribution pension plans. Drawing on the know-how amassed by our parent companies, we offer comprehensive support to customers, ranging from consulting on introducing defined contribution pension plans to actuarial calculations for pension liabilities, pension plan management services and beneficiary education.