Digital innovation is at the heart of SMBC Group’s business strategies. From enhancing customer convenience, improving our productivity and upgrading infrastructure, to creating new business opportunities, we innovate solutions that answer to the evolving needs of the people around us.

Through active engagement with partners and the establishment of our innovation centers across the world, we aim to employ digital technology in meaningful ways to make sustainability a reality.


As a global financial institution built on long-lasting relationships, trust and steeped in Japan heritage, our transformation journey at SMBC Group is focused on digitally enabled solutions that optimize the industry value chain, in relevance with the evolving global scene.

We are committed to creating social value by closing the gaps between various personas of society; from financial inclusion to innovating and empowering cyber economies, to provide better finance for anyone.

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