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SAKURA BANK(1999.11.19 - 2001.03.21)

March 21, 2001

Revision of Interest Rate

March 15, 2001

Internet Settlement Service for Toyota's GAZOO e-Commerce Site

March 7, 2001

Expansion of ATM Alliance between Sumitomo Life Insurance Co., Mitsui Mutual Life Insurance Co. and Sumitomo Mitsui Banking Corporation

February 13, 2001

Launch of Internet Settlement Service "Netdebit"

February 5, 2001

The Integration of Daiwa Securities SB Capital Markets Co. Ltd. and Sakura Securities Co., Ltd. and the Change of Corporate Name

January 29, 2001

Reorganization of the Business Among Sakura Institute of Research Inc., The Japan Research Institute, Limited and The JRI Business Consulting, Limited

January 29, 2001

The Merger Between Sakura Capital Co., Ltd. and SB Investment Co.,Ltd.

December 29, 2000

President's New Year Message to Employees

December 29, 2000

Comment on Mitsui Construction Co., Ltd.'s announcement
about New Medium-term Business Restructuring Plan

December 25, 2000

- Convenient and Secure Payment System for both the Real and the Cyber World -

December 12, 2000

GE Capital Japan and Sakura Bank Join Forces to Offer Business Loan to Small-to-Mid Size Companies via the Web(

December 7, 2000

Tie-up with The Nomura Securities Co., Ltd. for @B∧NK ATM(

December 4, 2000

Opening of Shinjuku Foreign Currency Exchange Corner

November 27, 2000

Start of Banking Service by BS Digital Broadcasting

November 24, 2000

Revision of Mitsui Construction's Medium-term Plan

November 16, 2000

Symbol Mark and Corporate Colors of Sumitomo Mitsui Banking Corporation(SMBC)

November 10, 2000

Reorganization of the Credit Card Business between Sakura Card and Sumitomo Credit Service

October 16, 2000

Tie-up Fund Settlement Service for Nomura Home Trade by Japan Net Bank and Nomura Securities

October 11, 2000

Launch of Japan's first "Internet Specialized Bank"

September 22, 2000

Revision of Head Quarter Organization

September 21, 2000

Joint Establishment of a Company in Defined Contribution Pension Plan

September 19, 2000

Establishment of "The Japan Net Bank, Ltd."

September 7, 2000

Completion of "Preliminary Judgement of Banking License" for "The Japan Net Bank, Limited"

August, 2000

Revision of Interest Rates

August 10, 2000

Establishment of Factoring Company

August 10, 2000

Joint Establishment of a Company in Defined Contribution Pension Plan

July 27, 2000

Launch of @Loan by Sakura Loan Partner, Limited

July 26, 2000

Launch of "E-net" ATM Service at Convenience Stores

April 24, 2000

Sakura Bank Expands ATMs Network in All Japan

April 14, 2000

Establishment of Financial Complex Corner in "Mediage", Urban-type Entertainment Facility

March 30, 2000

Strategic Alliance with Sony Corporation for Network Financial Business

March 29, 2000

Equity Participation of NTT Mobile Communications Network, Inc. in "Internet/Online Specialized Bank"

March 16, 2000

Establishment of "Curiocity Corp."

March 3, 2000

Start of Handling "Debt Assumption-Type Settlement Service" through Sakura Finance Service Co., Ltd.

February 24, 2000

Establishment of Consumer Loan Company

February 7, 2000

Joint Establishment of "Financial Portal Site"

January 15, 2000

Establishment of "B to B" (inter-company e-commerce) Joint Venture

January 13, 2000

Sakura decides early completion of the Convenience Store Banking Chain

Nobember 19, 1999

Business Performance for the Half of FY 1999

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